Cookie Policy

Code: NOM-PUB-03 · Version: v1.3 · Last updated: 18 October 2026

1. What cookies are

Cookies are small text files stored on your device when you visit a website. They are used to operate the website, remember your choices and collect statistics. This policy also covers similar storage technologies on your device (e.g. the browser's Local Storage) where used for equivalent purposes.

2. Cookies and similar technologies we use

a) Strictly necessary. Required for the website to function; no consent is needed.

• Your cookie choice is not stored as a cookie, but in your browser's local storage (Local Storage, key fsz-consent), which remains on your device until you clear it via your browser settings — verified 21 Sep 2026.

• The contact form does not require a cookie to work. Any technical identifier set only at submission is strictly necessary and is not used for analytics or advertising.

• In the digital-products shop and the applications: a cookie or local storage for user session authentication, strictly necessary for sign-in — duration: until sign-out or expiry of the account session.

b) Analytics cookies. Placed only after your explicit consent. Until consent is given, the analytics service remains inactive.

• _ga (Google Analytics 4) — distinguishes visitors — duration: up to 400 days (verified 21 Sep 2026: expires 26 Oct 2027).

• _ga_P3RXM1M3MB — maintains session state — duration: up to 400 days (verified 21 Sep 2026: expires 26 Oct 2027).

Statistics are collected in aggregate form. IP addresses are anonymised by the service and are not used to identify individual visitors.

c) Advertising or targeting cookies. This website does not use advertising, remarketing or social media cookies.

The information above (a, b, c) was verified on the live site on 21 Sep 2026, both before and after accepting the banner.

3. Giving and withdrawing consent

On your first visit a banner is displayed, through which you can accept or reject non-essential cookies. Your choice is recorded and kept for the period stated above.

You may withdraw your consent at any time by:

• Using the “Cookie settings” link in the website footer.

• Deleting cookies through your browser settings, after which the banner will appear again.

• Configuring your browser to reject or automatically delete cookies. Rejecting strictly necessary cookies may affect how the website works.

4. Third-party cookies

Analytics cookies are placed by Google Ireland Limited, acting as processor under Article 28 GDPR, as recorded in the Company's Register of Processors. Information on how Google uses them is available at policies.google.com/technologies/cookies.

5. Relationship with the Privacy Policy

This policy supplements the website's Privacy Policy, which sets out in detail the legal basis for processing, recipients, retention periods and your rights.

6. Contact and amendments

For questions about our use of cookies: financialserviceszth@gmail.com. This policy may be amended; the version in force bears the last-updated date.

Version 1.3 · Last updated: 18 October 2026